Category : Credit : Business & Finance

How to Read a Credit Card Statement

Monitoring your credit card spending is crucial to maintaining control over your finances. The credit card statement is packed with information about your account that, although sometimes dreaded, is useful in helping you reign in your spending habits. Once you familiarize yourself with your statem

How to Send Letters to Creditors

When negotiating with creditors, it is best to communicate through the mail in order to have proof of the conversation and verification that letters were received. Speaking to your creditors through the mail also keeps you from feeling intimidated during a phone call and agreeing to something you wi

Understanding Credit Card Amorization

Credit card amortization is the timing and math behind your payments, interest and eventual closing of a credit card account. Though somewhat complex, the basic principles are simple algebraic formulas no harder than those you learned in middle school. The trick to understanding credit card amortiza